Lock Only
Set money aside and keep it locked for your selected saving period.
Start a lock plan →OptiSave gives you simple tools to lock funds, schedule allocations and build consistent daily saving habits around your goals.
Choose your goal. Choose your structure. OptiSave helps you stick to the plan.
Choose the structure that fits how you want to build financial discipline.
Set money aside and keep it locked for your selected saving period.
Start a lock plan →Lock your funds while making a selected portion available gradually on a schedule.
Lock & allocate →Build your savings consistently with daily contributions and progress tracking.
Start daily saving →Set up your OptiSave profile.
Add money to your available balance.
Pick Lock Only, Lock & Allocate or Daily Savings.
Follow balances, plans and wallet activity.
Keep your wallet, saving plans, transaction activity and account controls together.
Choose your goal, choose your plan and start building financial discipline.
Create your account →